In 2025, global financial inclusion improved, with 75% of adults in low- and middle-income countries holding a financial account, yet only 34% could cover expenses for more than two months without income. There was a notable shift towards focusing on financial health and resilience, reinforced by initiatives like CGAP's Impact Pathfinder. The role of AI advanced in financial services, with authorities developing governance guidelines. While the gender gap in financial access narrowed to 5 percentage points, challenges persisted, exacerbated by funding cuts in gender-related aid. Overall, the sector faced growing complexity amid funding constraints and climate resilience demands.