# AI in Financial Services Driving innovation while ensuring financial system stability. [Learn more](https://initiatives.weforum.org/technology-innovation-and-systemic-risk/about) ## Enabling responsible technology-driven innovation in the financial system The financial sector is spending more than other industries on AI, with spend reaching $45B in 2024. However, firms face difficulty keeping pace with the speed of innovation. Structured guidance, industry and cross-industry collaboration are essential to help organizations effectively prioritize opportunities, scale solutions, and continuously evaluate success to ensure long-term impact of their AI strategies.The AI in Financial Services initiative brings together public and private sector leaders to explore the latest AI advancements and to deliver guidance for financial services entities as they navigate the various stages of AI adoption. ## Our focus areas The AI in Financial Services initiative examines the evolution of artificial intelligence and its effective deployment in financial services. [Learn more](https://initiatives.weforum.org/technology-innovation-and-systemic-risk/about) ### Prioritization and scaling Establishing a collection of community principles and actions for scaling AI solutions. ### Workforce developments Addressing skills gaps and building strategies for adapting to AI-driven workforces. ### Evaluation and ROI Defining industry-specific metrics to support the creation of outcome-driven solutions. ## Our impact Through research, experimentation and knowledge exchange, we aim to drive meaningful change. ### Thought leadership We publish thought leadership and host sessions at Forum summits and other events to share actionable insights with a global audience. [Learn more](https://initiatives.weforum.org/technology-innovation-and-systemic-risk/static-insights) ### Open dialogue We hold several global workshops and roundtables annually to foster knowledge exchange, gather insights, and to drive collaboration around common challenges. [Learn more](https://initiatives.weforum.org/technology-innovation-and-systemic-risk/about) ### Practical guidance We deliver insights and guidance for public and private financial services entities as they navigate the various stages of AI adoption. [Learn more](https://lab.ccaf.io/secondment/) ## Our latest reports [Read more](https://initiatives.weforum.org/technology-innovation-and-systemic-risk/static-insights) ### Transformation of Industries in the Age of AI: Artificial intelligence in financial services This white paper provides an overview of the state of AI in financial services, along with key open questions and potential risks to be considered by business leaders, policy-makers and customers. [Read the report](https://www.weforum.org/publications/industries-in-the-intelligent-age-white-paper-series/financial-services/) ### Pushing Through Undercurrents: Sectoral and regional forces influencing technology-driven systemic risk, and resulting mitigation opportunities This report presents insights into forces that can spread technology-driven risks across the financial system and identifies mitigation opportunities available for financial services players. [Read the report](https://www.weforum.org/publications/pushing-through-undercurrents-sectoral-and-regional-forces-influencing-technology-driven-systemic-risk-and-resulting-mitigation-opportunities/) ### Beneath the Surface: Technology-driven systemic risks and the continued need for innovation This report explores the relationship between increased technology adoption in financial services and systemic risk. [Read the report](https://www.weforum.org/publications/beneath-the-surface-technology-driven-systemic-risks-and-the-continued-need-for-innovation/) ## Learn more about AI in financial services [Explore our insights](https://initiatives.weforum.org/technology-innovation-and-systemic-risk/static-insights) ## Featured Content ### Stock markets and supermarkets: how business is deploying AI Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit. [Read more](https://www.youtube.com/watch?v=K6WWFwvECBI) ### Financial Innovation - Powered By AI And Emerging Tech Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit. [Read more](https://www.weforum.org/videos/financial-innovation-powered-by-ai-and-emerging-tech/) ### Financial Institutions: Finding Their Way to Innovate Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit. [Read more](https://www.weforum.org/meetings/world-economic-forum-annual-meeting-2025/sessions/financial-institutions-finding-their-way-to-innovate/) ### How Agentic AI will transform financial services with autonomy, efficiency and inclusion Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit. [Read more](https://www.weforum.org/stories/2024/12/agentic-ai-financial-services-autonomy-efficiency-and-inclusion/) ### Forging New Pathways: The next evolution of innovation in Financial Services Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit. [Read more](https://www.weforum.org/publications/forging-new-pathways-the-next-evolution-of-innovation-in-financial-services/) ### Join us in enabling responsible innovation in the financial system Collectively we can advance AI-driven innovation and manage emerging risks. [Get involved](https://initiatives.weforum.org/technology-innovation-and-systemic-risk/get-involved)